| CRYPTO | Niche | 📊 Use-Case | Risk | 🧠 Ideal Audience |
| Store of Value / Digital Gold / Payment Coin | <Peer-to-peer payments without banks <Long-term wealth preservation (like gold) <Used by countries (e.g., El Salvador) <Hedge against inflation, currency collapse | 🟡 Medium | [Long-term investors [Institutions / High-net-worth individuals [Countries with unstable fiat currency [Crypto beginners looking for a safe start | |